Friday, May 04, 2007

DISOBEYING COURT ORDERS

Sometimes people do stupid things, but someone who disobeys a court order is one of the craziest things one can do. In Divorce Court and family custody matters sometimes lawyers try to convince the judge that because of all the pressure of a divorce his client has acted in an unrational way, unfortunately judges rarely fell compassion when their orders are disregarded. Divorce attorneys and their clients often use the same tall tales to ignoring court orders. One excuse is the other party also did it or the court's order was based on inaccurate information. These excuses rarely work. One of the most common excuses is He or she started it! It works as well as any silly nonsense does, it does not work at all. To say someone else is disobeying the law does not help you in your excuse for disobeying the court. We are all responsible for our own actions. If you state the court order was wrong or unfair because of some mistake or a lie, is also worthless. If the court made a mistake there are avenues to address it, and the court can be asked to reconsider it. Only a court has the ability to change the court order. Until the court changes the order you are bound by the current order and it will be strictly observed. If the court order is violated as bad as things seemed to be will only get worse. A man was back in court because his wife said he had not paid is child support that he was ordered to pay. His attorney as well as himself stated he had not paid the child support because his ex wife had lied about her expenses and he felt he had a right to hold back payments because she had lied. He had not asked the court to review the case but made his own decision not based on the law but his anger that was unsupported by the court. By the time he came before the judge he was deeply in debt with back support. As it turned out the man was wrong about the expenses but even if he was right he was wrong, and as a result he violated the court order and caused more hardship for himself. He was forced to pay back support plus interest and to make things worse he had to pay his entire wife’s legal expenses, which included airfare to come to court and an extra 3,000. There are only two excuses for not obeying a court order: Either the party didn't know about it or it was not possible to obey. Not inconvenient, impossible, or difficult! If you have any other reasons for disobeying the court, it will be a costly unpleasant mistake.

About the author:
Jeffrey Broobin is a free-lance writer on family and finance issues; his main goal is to help people during their complicated period of life.
Website: http://www.legalhelpmate.com
Email: jeffreyb@legalhelpmate.com
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Thursday, May 03, 2007

Debt Consolidation Can Help You in Case of A Divorce

Severe financial problems often come hand in hand with divorce woes. Debt consolidation comes as great help during such times, reducing your monthly bills and helping your finances breathe.

Bitter truth is that a divorce means greater financial pressures, simply because the debt and monthly payments that were once handled by two will then be piled on one. This can be a very hard-to-handle financial blow, add to the mental torment of divorce. Debt consolidation can relieve you from these stupendous monthly bills. Here are a few things you may consider doing to tame your finances and start afresh.

1. Talk your creditors into lower rates on your outstanding debt amount. People often fail to realize that negotiations work. Instead of shying away, just explain your situation to your creditors. What do you have to lose, anyways? They often agree to lower the rates because they want the money, which they won't get if you declare you're bankrupt.

2. Do a bit of budgeting, which doesn't necessarily mean complicated calculations and accounting. Just have a fair idea of your monthly earnings and expenditures. This will help you cut down on unwise expenses, thereby stopping you from getting into more debt.

3. Go for a debt consolidation loan. This will help you lower your monthly payment on bills. The outstanding debt amount which you have against your name is clustered into one single loan. You can always reorganize your monthly payments and accommodate them into your budget to make life easy.

A very good advantage of having a debt consolidation loan is that you have only one lender to remember. So you don't run the risk of missing payments and hurting your credit ratings. You can keep paying your monthly bills with just a single loan. And this actually fosters your credit rating.

A debt consolidation ensures that there are no wavering interest rates. Therefore, your monthly payments are fixed.

Debt consolidation loans are of two types: secured and unsecured. The first demands collateral like a home equity loan, home equity line of credit or a cash-out mortgage refinancing. This kind is the most affordable of loans because it has the lowest of interest rates. The latter, on the other hand, has higher rates, includes personal loans and do not need collateral.

Divorce is in itself quite traumatic even if you keep aside the financial crisis bit. But to manage your life well at such an acute situation, debt consolidation is the best way out. So reduce your monthly debt payments with that, get control of your finances and move ahead.

About the Author:
For more Articles on Debt Consolidation go to: http://debtconsolidationcenter.net
Gibran Selman takes care of http://debtconsolidationcenter.net a website dedicated to gather information, on and off the internet, about Debt Consolidation and other related subjects.
Submitted: 2006-10-19
Article Source: GoArticles

Wednesday, May 02, 2007

What You Need to Know About Alimony

Alimony, or spousal support is a court ordered payment from the spouse who earns the highest income to the other spouse. Alimony laws exist to help a spouse ease into life after divorce it prevents the person from having to drastically lower his or her standard of living after a divorce. Financial situations in which both couples are employed usually do not merit spousal support payment.

When presiding over a divorce settlement and deciding whether to issue a court order for alimony, the judge will consider several factors such as the length of the marriage, the economical dependence of one spouse on the other, their respective ages and how well they conduct themselves in court.

One important piece of divorce information regarding alimony is that it qualifies as a tax deduction to the spouse who pays it, while the person who receives alimony must pay taxes on it. Child support, on the other hand, is neither tax deductible to the person who pays it nor is it taxable to the person who receives it.

If it would result in a tax advantage for both parties, it may be sound divorce advice to consider paying alimony regardless of what the judge would rule. That’s one way of keeping a divorce low cost. As a result, coping with divorce can be much easier for everyone.

When making decisions about how to get a divorce or when looking into divorce support, keep your tax goals in mind. If you consult with a professional for divorce help, be sure that the attorney or financial advisor considers both your present financial situation and your long-term tax goals.

Nathan Dawson writes for http://www.lifeaftermarriage.com a great online source for finance information.

About the Author:
Nathan Dawson
Submitted on 2005-10-05
Article Source: http://www.ArticlesAlley.com/

Tuesday, May 01, 2007

Divorce and Debt Unite in Solidarity

Divorce and debt, both start with D, coincidence? To find out, read on. Many of us pile on the debt faster then food at the buffet table but we are not able to get rid of it as quickly. The debt sits there and like food it slowly starts to rot away but in this case it starts to rot away our relationships. Maybe this sound familiar, “Hey can we get a new chair for the living room?” You bark back, ”The one we have is just fine.” The volume just keeps going up from there and a week later you don’t remember why you are still fighting, just that this time you are going to win. What really happened there? You know the chair is long past being fine. You also know you’re barely making payments on your debt load. It is like a subconscious trigger someone says, “spend” and you flip because the added stress of your second job has started to wear away at your confidence as a provider. You can’t continue to go on like this.

Financial stress is reported to be a top reason for divorce. I firmly believe from working with couples for many years in my practice that this is a fact. Many people have an aversion to facing what their real problems are. Instead they refer the pain of the debt situation onto something less threatening for them. It creates havoc in relationships. It does not matter if it is your marriage, dating, parents, family or friends. When money troubles get in there, first it is hard to get rid of them and second it normally causes some permanent scaring and the relationships normally drift apart.

What can you do? It can seem complicated and each situation is always unique and a few rules normally apply to everyone.

1.Take a deep breath, slow down, get a grip and be nice to yourself. There are forces in the world designed to get you to spend every penny you have and every penny you can borrow.

2. Get over the fact you have overspent. The “Joneses” have gone bankrupt years ago, so don’t go and join them. Just because we are all taught to keep up with them doesn’t make it right or smart.

3. Pay close attention to how you satisfy yourself when you feel down. Do you spend money to make yourself try to feel better? If so, and it likely is, find things to do that help and don’t cost money. I learned this when I traveled to 50 countries in 12 years. That costs a lot of money, so when I was able to do things for free I found them and did them.

4. Sit down with your partner and lay it out on the table, the good, the bad and the ugly. Generals in a war want all the information they can get, that way they can make a plan to win. If it can work in a war, it can work in a more normal situation also. Assemble the facts and develop a winning strategy.

5. After getting some help; either from books, credit counselors, WRITE IT OUT!! You and your partner agree on it and follow it like it is going to save your relationship, because it likely will. If you are normal somewhere during the debt recovery process you will want to go on a spending binge, refer to #3 and hold off. I promise you once you have lived a while debt free and start gaining wealth you won’t want to go back to your days of debt and you may never experience the pain of divorce. Be smart to be wealthy.

About the Author:
Alan Jenks
Did you find those tips on debt elimination useful? You can learn a lot more about how debt elimination can help you reduce debt here.
Article Submitted On: October 20, 2006
Article Source: http://EzineArticles.com/